Opal Hustins Broker

Opal Hustins Broker

Opal Hustins's blog

Mortgage changes - April 2020!!!! YEAH!!

GREAT NEWS ANNOUNCED TODAY FOR BUYERS with less then 20% down.....Effective April 6th, the Stress Test for Insured mortgages will be 5 year fixed median rate are + 2%

NOW IS YOUR TIME TO BUY!!!

 

https://www.canada.ca/en/department-finance/news/2020/02/a-new-benchmark-rate-for-insured-mortgages.html?fbclid=IwAR3zobMrXmDQOH2NYIqEib8FA06tVoSsSi3iecw5b-T3Q4JuxRd-hbworLE

Georgina plans for 2020

2020 will be Georgina's year of action.  Big news items from 2019 will continue.  Such as:

Airbnb's have been a hot topic from all sides.  The Town of Georgina has approved STRA's through a new licensing program.  At this point, the Town will only grant 150 licenses and has imposed a 100-metre buffer between each registered STRA.  There will be a Renter's Code of Conduct and demerit point system against STRAs for bylaw infractions....and what about the illegal ones????

OPEN HOUSE WEEKEND - 23 Delaney Drive, Ajax!

Join me on Saturday, December 14th between 1:00pm and 3:00pm to tour this wonderful gem!  Rare to have a bungalow in the Westney Heights, high-demand area of Ajax.  We will also have a time slot on Sunday between 11:30am and 1:30pm for touring.  Hope to see you then!

GTA REALTORS® Release October 2019 Stats TORONTO

November 5, 2019 – Toronto Real Estate Board President Michael Collins announced that Greater Toronto Area REALTORS® reported 8,491 residential sales through TREB’s MLS® System in October 2019. This result represented a 14 per cent increase compared to 7,448 sales reported in October 2018. GTA-wide, sales were up on a year-over-year basis for all major home types. “A strong regional economy obviously fuels population growth. All of these new households need a place to live and many have the goal of purchasing a home.

Open House - Sunday February 10 1-3pm

48 Douglas Street, Sutton. Come join us for a tour of this comfy family home that needs to be seen to be appreciated.  It is at the end of a dead end street, moreover, it is also located in a section of the street that only has 4 houses on it...2 on the north side and 2 on the south side.  Great for kids and those wanting nature at their door.  Hope to see you there.

OPEN HOUSE - Sunday November 25 1-3pm

Join me at 48 Douglas Street, Sutton, on Sunday, November 25th 1-3pm.  You will get to see the peace and tranquility of this home.  At the end of the street, plenty of trees on a very large lot.  A ROYAL custom home, built in 1989.  Great extra space for the in-laws or extended family.  Large 2 car garage and is currently divided for a heated workshop.  5 minute walk the the beach and lake...a real beach...and hiking/biking trails that, as a homeowner, you have access to that the general public would need to pay for.  Joie a vie!  

Mortgage rule changes for Self-Employed Canadians

Well, I say, it's about time.  So many self-employed Canadians get raked over the coals to prove themselves worthy just to buy a home to live in.  The powers that be must have finally taken notice that we self-employed make up a very decent % of the population who contribute to the growth of this country and deserve to be treated a bit more fairly when it comes to getting financial backing to purchase a home.

Canada Mortgage and Housing Corporation is to give lenders more guidance and flexibility to help self-employed homeowners.

Cannabis Act and Real Estate...

A thought-provoking article from a lawyer friend of mine.  Enjoy the read.

http://shumanlaw.ca/the-cannabis-act-and-real-estate/

 What are your thoughts?  Mine? Here is my 2 cents...for what it's worth.

Is The Market Revealing Itself?

Waiting and wondering have been the game over the past several months, when we talk about the real estate market. During my open house this weekend, one of many around town, I did not have to wait. It was a very active open house. The most active that I have seen since Spring 2017, the time marked as ‘insanely crazy’ by most of us. 

Market news: Open House Sunday, October 22nd

Come and view 2980 Old Homestead Road during our open house this coming Sunday between 1-3pm.  The leaves are changing, fall colours are everywhere at this place.  The market news is that buyers are feeling the confidence again. The perfect home for a large family, an extended family or a new family starting out.  Space, inside and out...lots a parking, quiet, peaceful and yet, only minutes to the 404 highway.  The best of both worlds.

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