Opal Hustins Georgina Real Estate

Sitting at my desk during this snowy Friday, I thought I would share some insights from my trusted financial advisor, Mr. Rob C. Townsley and his wife and business partner, Sarah Townsley.  Here's what they have to say: “I just want to go through a few changes in the industry and let you know what to expect in 2012. 1) ...

One-in-seven Canadians is now a senior; compared to 50 years ago when it was 1-in-14. That’s a lot of families in transition and it’s going to get bigger. By 2016, almost one-quarter of Canadians will be 65 or older.This has major implications for the children of older baby boomers. These families now have to make life-changing ...

May the good cheer, love and spirit of giving uplift all of you over this holiday season.  May you have the opportunity to spend time with family and friends and build those lifetime memories that we all call upon in troubled times.  Merry Christmas to you and yours and may 2012 bring nothing but goodness, good health and happiness to ...

"It looks like the 5 year rate will continue to drop this week. Most lenders are at 3.89%. Bank of Canada as expected has also decided to not raise the bank rate and continues to hold at 1%. Most analyst are expecting the rates to stay low for at least 2 more years. Next rate announcement is in July."  This is a quote from one of my ...

Hi Everyone, an email from my Financial Advisor...please read on... By this time you might have heard there were some changes made to the rules for insured mortgages.  The changes are to take place before March 15th.  Some lenders will probably make the changes earlier.1) Maximum amortization allowed on a mortgage has changed from 35 ...

Wow, what a turn-out.  Our client appreciation Santa Picture Day was a very successful event this year and the added Food Bank donation has brought in several large boxes for the Georgina Food Bank...we are very proud of this contribution.  The crafts and fun activities kept the wee kids excited and engaged while they awaited their turn ...

It seems that buyers and sellers still want to get in market and are negotiations are happening.  Is it lucrative for a seller?  A buyer?  Well, from where I see it, we can certainly state to this isn't a Buyer's Market...but then again, Seller's are not really jumping for joy either.  So what is it...I think that ...

The feds have introduced some new changes in the way we qualify clients for mortgages. The good news, the change that was introduced will probably not effect most first time home buyers. People looking for a 2nd property or looking to refi their existing property will have the toughest time getting a mortgage that they are looking for. If you ...

While getting ready to head into work this morning with thoughts of my appointments and the 'to do' list running through my head, questions started popping in my head:  Where is everyone?  Why are there not so many anxious buyers and sellers out there?  I mean, the rates are great, we are certainly on an upswing ...